Insurance

September 28, 2020

What Should You Do About the Dominance of Large Cap Growth in Your Portfolio?

The dominance of large growth companies these past 10 years is no secret. Every day we listen to reports about Facebook, Amazon, Apple, NVIDIA, Netflix, Google, and Microsoft. But to truly appreciate their dominance in the stock market, one needs only to look at the graph below that illustrates the outperformance of Growth vs Value. The higher up on the graph, the more the outperformance of large growth companies. Today’s outperformance dwarfs the early 2000s and the 2008/9 Great Financial Crisis. Since 1995, the outperformance of growth over value has never been higher. S&P 500 Growth Value < Source: Bloomberrg Now that […]
September 25, 2020

Coronavirus Cybersecurity

Everyone knows that the coronavirus has changed how we live, work, and play. As a result, people are spending more money and time on the internet than ever before. In fact, some experts estimate that Americans are spending 30% more money online1. Meanwhile, social media, teleconferencing, telehealth, and mobile payment services are playing an increasingly important role in our daily lives. Many of us are even doing our grocery shopping online! The internet makes it easier to do more things from home than we ever thought possible. But with this added convenience comes an added risk: The risk of exposing your identity and financial information […]
August 2, 2016

Whole Life Insurance – It Just Plain Sucks

Yes, I said it. Whole Life Insurance Just Plain Sucks! My Mom always told me to never use that word.  That it’s not proper or nice to use.  And I agree, unless something really does suck.  And whole life fits the bill. From my seat as a Certified Financial Planner™ practitioner, many people have brought in their whole life statements over the years.  Typically they were sold their whole life policy by a college buddy that was just getting started and they wanted to help them out.  Others are successful business owners that needed some form of insurance and they were […]