Retirement

July 20, 2021

Can You Ask Better Questions?

Do I have enough? As you approach making work optional, you begin to dwell on this question. Have I saved enough? Do I have enough? It’s certainly a subjective question because what’s enough for me may not be enough for you. It all depends on how much it costs to live the life you want to live and how you are going to live when work is optional for you. But more than asking this question, I’d propose you ask yourself a second and third question: Do I have enough? Have I had enough? Do I have enough to do? […]
July 20, 2021

The Meaning of Life

Love your God. Help your neighbor. Give your time and talents to worthy goals. Honor your word. Keep an open mind. Inspire your family. Treat your body like a temple, not a woodshed. Spiritual, Emotional, Mental, Physical, and Financial Strength.  Those who become work optional only to a life of leisure will soon find leisure to become work. As my Pastor, Adam Hamilton once said, “When fun becomes work, it’s no longer fun. I can eat 9 cookies for fun, but the 10th is work!” How many people do you know who have relocated for retirement to play golf only […]
July 20, 2021

Can You Ask Better Questions?

Do I have enough? As you approach making work optional, you begin to dwell on this question. Have I saved enough? Do I have enough? It’s certainly a subjective question because what’s enough for me may not be enough for you. It all depends on how much it costs to live the life you want to live and how you are going to live when work is optional for you. But more than asking this question, I’d propose you ask yourself a second and third question: Do I have enough? Have I had enough? Do I have enough to do? […]
July 20, 2021

The Meaning of Life

Love your God. Help your neighbor. Give your time and talents to worthy goals. Honor your word. Keep an open mind. Inspire your family. Treat your body like a temple, not a woodshed. Spiritual, Emotional, Mental, Physical, and Financial Strength.  Those who become work optional only to a life of leisure will soon find leisure to become work. As my Pastor, Adam Hamilton once said, “When fun becomes work, it’s no longer fun. I can eat 9 cookies for fun, but the 10th is work!” How many people do you know who have relocated for retirement to play golf only […]
July 20, 2021

Rethinking Forward

‘Rethinking Forward’ has been a life-long pursuit of study that began in college, continues fervently today, and will continue for the remaining time that I’m on this beautiful and amazing blue and green planet. ‘Rethinking Forward’ means going against the crowd, skating to where the puck is going to be, avoiding groupthink, and looking for the true meaning in the investment markets. In planning for being work-optional, it means not using the last 48-hour news cycle to plan for a 30-year retirement. Or to put it another way, it’s avoiding the recency bias of current information in making long-term decisions. […]
June 17, 2021

The Most Common Retirement Mistakes and How to Avoid Them

These days, planning to retire —or as we like to call it, making work optional— isn’t a luxury; it’s a necessity. Making work optional has become too complex to just pick a day and stop showing up to work. And it’s more than complex— it is also expensive. You have to factor in expenses, taxes, and other spending. There are many ways to pay for it, but which ways are the best ways? How much do you need to save? How should you invest?   Many pre-retirees don’t know the answers to these questions. As a result, there are several common […]