Retirement

April 13, 2022

Spring is in the air…

Spring is in the air and that means it’s time for spring cleaning. But wait! Before you pick up that dustpan, we would love for you to give a thought to your financial spring cleaning first. What do finances and spring cleaning have to do with each other? If you’re preparing for retirement, the answer is “A lot!” These days, ‘spring cleaning’ is often used as a metaphor for “getting your affairs in order”. As you can imagine, getting your retirement affairs in order is critical if you intend to retire when and how you want. There are many things […]
December 23, 2021

Investing in 2022: Trends to Watch

Today is a fascinating time for investors. Covid and the omicron variant are continuing to wreak havoc on public health, the labor market, the supply chain, and beyond. The world is driving toward cleaner energy. Big technology is bigger than ever. Inflation and rising prices are going strong. In this article, we’ll cover what we consider to be the top three trends to watch as we enter 2022 and our second calendar year of the pandemic.   Big Tech & Cryptocurrency According to CNBC in April 2021, investors put more money into stocks in the preceding five months than in […]
July 20, 2021

The Meaning of Life

Love your God. Help your neighbor. Give your time and talents to worthy goals. Honor your word. Keep an open mind. Inspire your family. Treat your body like a temple, not a woodshed. Spiritual, Emotional, Mental, Physical, and Financial Strength.  Those who retire only to a life of leisure will soon find leisure to become work. As my Pastor, Adam Hamilton once said, “When fun becomes work, it’s no longer fun. I can eat 9 cookies for fun, but the 10th is work!” How many people do you know who have relocated for retirement to play golf only to find […]
July 20, 2021

Rethinking Forward

‘Rethinking Forward’ has been a life-long pursuit of study that began in college, continues fervently today, and will continue for the remaining time that I’m on this beautiful and amazing blue and green planet. ‘Rethinking Forward’ means going against the crowd, skating to where the puck is going to be, avoiding groupthink, and looking for the true meaning in the investment markets. In planning for being work-optional, it means not using the last 48-hour news cycle to plan for a 30-year retirement. Or to put it another way, it’s avoiding the recency bias of current information in making long-term decisions. […]
June 17, 2021

The Most Common Retirement Mistakes and How to Avoid Them

These days, planning to retire —or as we like to call it, making work optional— isn’t a luxury; it’s a necessity. Making work optional has become too complex to just pick a day and stop showing up to work. And it’s more than complex— it is also expensive. You have to factor in expenses, taxes, and other spending. There are many ways to pay for it, but which ways are the best ways? How much do you need to save? How should you invest?   Many pre-retirees don’t know the answers to these questions. As a result, there are several common […]
June 17, 2021

How to Be Happier in Your Retirement

It’s not all about the money. Yes, money is important, but the quality of life determines how happy you are when you’re retired. Here are some things you can start doing today to prepare for a happier retirement. Zig Ziglar once said, “Money isn’t everything, but it sure ranks right up there with oxygen.” While having more money than you need in retirement is comforting, more and more of the 80+ million boomers that are marching into being work-optional are realizing that it’s not all about money.  This report will highlight eight areas that you can target to have a […]