Uncategorized

July 20, 2021

Can You Ask Better Questions?

Do I have enough? As you approach making work optional, you begin to dwell on this question. Have I saved enough? Do I have enough? It’s certainly a subjective question because what’s enough for me may not be enough for you. It all depends on how much it costs to live the life you want to live and how you are going to live when work is optional for you. But more than asking this question, I’d propose you ask yourself a second and third question: Do I have enough? Have I had enough? Do I have enough to do? […]
July 20, 2021

The Meaning of Life

Love your God. Help your neighbor. Give your time and talents to worthy goals. Honor your word. Keep an open mind. Inspire your family. Treat your body like a temple, not a woodshed. Spiritual, Emotional, Mental, Physical, and Financial Strength.  Those who become work optional only to a life of leisure will soon find leisure to become work. As my Pastor, Adam Hamilton once said, “When fun becomes work, it’s no longer fun. I can eat 9 cookies for fun, but the 10th is work!” How many people do you know who have relocated for retirement to play golf only […]
July 20, 2021

Can You Ask Better Questions?

Do I have enough? As you approach making work optional, you begin to dwell on this question. Have I saved enough? Do I have enough? It’s certainly a subjective question because what’s enough for me may not be enough for you. It all depends on how much it costs to live the life you want to live and how you are going to live when work is optional for you. But more than asking this question, I’d propose you ask yourself a second and third question: Do I have enough? Have I had enough? Do I have enough to do? […]
June 17, 2021

The Most Common Retirement Mistakes and How to Avoid Them

These days, planning to retire —or as we like to call it, making work optional— isn’t a luxury; it’s a necessity. Making work optional has become too complex to just pick a day and stop showing up to work. And it’s more than complex— it is also expensive. You have to factor in expenses, taxes, and other spending. There are many ways to pay for it, but which ways are the best ways? How much do you need to save? How should you invest?   Many pre-retirees don’t know the answers to these questions. As a result, there are several common […]
August 13, 2020

Making Fantastic Lemonade from Covid’s Lemons

You are living through, and surviving, one of the most tumultuous times in World History. Your schedule has been upended. The amount of change you are experiencing in your life is most likely at it’s peak. Many of you, or someone you know, has likely experienced a huge career impact. Vacations have been uprooted and re-booked some time in the future. The way kids experience school is completely changing. We have no sports. You get the gist. It’s easy to focus on the negative. Let’s spin this puppy around and find the upside. The amount of increased family time has been incredible for many […]
July 30, 2020

When the S&P 500 is Really the S&P 5

One of the most perplexing aspects of our investment world is how market summaries you generally see on television and websites can mislead us about the health of the stock market. Today is an extreme case in point. Chances are, you have seen headlines telling us that the Nasdaq Composite index is up about 17% for the year, testing new highs every other day or so. The S&P 500 index is almost flat so far this year, but is not far from its late February high. The markets are moving ahead smoothly, or even robustly, right? As it turns out, most of the gains […]