Please read the following terms and conditions (“Terms and Conditions”) carefully before using this Web site (“Site”).
True Wealth & Company is a registered investment advisor in the State of Kansas located in Overland Park, KS. True Wealth & Company and its representatives are in compliance with the current registration and/or notice filing requirements imposed registered investment advisors by those states in which we maintain clients. True Wealth & Company may only transact business in those states in which it is notice filed, or qualifies for an exemption or exclusion from notification requirements. True Wealth & Company will provide its Form ADV disclosure brochure, which serves as the firm’s disclosure document, to all clients. Copies are also available to interested parties upon request.
This site is published in the United States for residents of the United States. True Wealth & Company is not soliciting business in international jurisdictions where it is not registered.
Past performance is not indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by True Wealth & Company) made reference to directly or indirectly by True Wealth & Company in its Web site, or indirectly via a link to an unaffiliated third party web site, will be profitable or equal the corresponding indicated performance level(s).
Different types of investments and/or investment strategies involve varying levels of risk, and there can be no assurance that any specific investment or investment strategy (including investment strategies detailed on this Web site by True Wealth & Company) will be either suitable or profitable for a client’s or prospective client’s portfolio and may result in a loss of principal. Accordingly, nothing on the True Wealth & Company website should be constructed as a solicitation or offer, or recommendation to acquire or dispose of any investment or to engage in any other transaction. True Wealth & Company does not render or offer to render personal investment advice or financial planning advice through our website. True Wealth & Company’s specific advice is given only within the context of our contractual agreements with each client. The True Wealth & Company website is limited to the dissemination of general information pertaining to its investment advisory and financial planning services. Advice may only be rendered after delivery of the Form ADV disclosure brochure and the execution of an investment management agreement by the client and True Wealth & Company.
Our Web site is provided to you without charge as a convenience and for your information only. By providing access to our Web site content, we do not warrant or represent that:
The content is accurate or complete; The content is up-to-date or current; We have a duty to update any content; The content is free from technical inaccuracies or typographical errors; Your access to our Web site will be free from interruptions, errors, computer viruses, or other harmful components.
We do not assume any liability for these matters. In other words, you use our website at your own risk. Under no circumstances, including but not limited to negligence, shall we be liable for any direct or indirect, special, incidental or consequential damages. This includes loss of data or profit arising out of the use or the inability to use the content of this Web site, even if one of our representatives has been advised of the possibility of your damages. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.
CERTIFIED FINANCIAL PLANNER™, CFP® Disclosure
The CERTIFIED FINANCIAL PLANNER™, CFP® and federally registered CFP (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP Board”).
The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Currently, more than 71,000 individuals have obtained CFP® certification in the United States.
To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements:
Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning;
Examination – Pass the comprehensive CFP® Certification Examination. The examination includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real world circumstances;
Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and
Ethics – Agree to be bound by CFP Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals.
Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks:
Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and
Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients.
CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP Board’s enforcement process, which could result in suspension or permanent revocation of their CFP® certification.