Spring is in the air and that means it’s time for spring cleaning. But wait! Before you pick up that dustpan, we would love for you to give a thought to your financial spring cleaning first.
What do finances and spring cleaning have to do with each other? If you’re preparing for retirement, the answer is “A lot!”
These days, ‘spring cleaning’ is often used as a metaphor for “getting your affairs in order”. As you can imagine, getting your retirement affairs in order is critical if you intend to retire when and how you want. There are many things to keep track of, many tasks to do, and many decisions to make.
So how do you begin? Well, when many people do their spring cleaning, they make a checklist. They list the supplies they’ll need, which rooms to clean, what to mop, vacuum, dust, or organize… it’s the most efficient way to clean. we suggest doing the same for your finances. Here is a quick Spring Cleaning Checklist to help you better prepare for retirement:
Pre-Retirement Spring Cleaning Checklist
But most of all…
Spring cleaning is never the most fun thing in the world, but it’s often one of the most beneficial. Just as you probably enjoy living in a clean, organized home, you’ll enjoy the peace of mind that comes with getting your finances in order. Trust us: if there’s one thing we’ve learned in all our years of helping people plan for retirement, it’s that a little organization today can make for a much happier retirement tomorrow.
Of course, if you need help with any of the items on this checklist, please let us know. If you don’t have an IRA, we can help you set one up. If you aren’t sure how your 401k is performing, we’d be happy to help you analyze it. If there’s an estate planning document you don’t have, we can connect you with someone who can help. And, if you ever have any questions or concerns about retirement, chances are good that we have the answers.
From all of us at True Wealth, we wish you and yours a happy spring – and happy spring cleaning!